Problems paying your bills

Are your creditors sending your accounts to debt collection companies? What you should do to get out of the problem of debts you cannot pay.

By Juan Carlos Guilbe
Financial Advisor - Youtuber
Debt Freedom USA

If you, or someone you know, is going through a financial storm, consider the following options: self-help using a realistic budget and other techniques; assistance services to reduce your debt, such as credit counseling or debt settlement from a renowned Debt Freedom USA organization or debt consolidation. The first step in taking control of your financial situation is to make a realistic assessment of all your income and all the money you spend. My best advice is that if you are having difficulty meeting your financial obligations, contact your creditors immediately. Federal law dictates how and when debt collectors can contact you. A debt collector cannot call you before 8 a.m. not even after 9 p.m.; Nor can you call him at work if you know that your employer disapproves of these types of calls. If you fall behind on your mortgage payments, contact your lender immediately to avoid foreclosure. If you and your lender cannot agree, you can call us at Debt Freedom USA for a free consultation about your case. We are the experts in debt problems and you may qualify for a reduction of up to 50%. If you are dealing with a large credit card debt and cannot agree on a repayment plan, take action as soon as possible to prevent your credit history from being affected. At Debt Freedom USA we are certified and trained in consumer credit, money management and debt.

Debt settlement

Debt settlement is a negotiation with your creditors to reach an agreement to liquidate or cancel your debts. Possibly a lump sum less than the total amount you owe.

Debt consolidation

You may be able to lower the cost of your credit by consolidating your debts through a second mortgage or secured line of credit. Depending on your case or debt, you could make a single payment, less than what you should currently make, and possibly with less interest.

About Debt Freedom USA

Debt Freedom USA, is a financial advisory company with 11 years of experience in the Hispanic market, offers advisory services for debt settlement, consolidation and debt negotiation. We quickly and effectively identify the best solutions to get out of debt, debt consolidation, credit repair, elimination of collection calls and we can help you make low payments on your debts.

Call us today for a free consultation at 1-800-854-3030 or email us at yury.uribe@debtfreedom-usa.com.